Arnold Clark Affinity Cars

A personal car lease is essentially a long-term car rental. You hire a car over a period of time at an agreed annual mileage, and then simply return the car when the agreement ends. This type of agreement is a regulated credit hire agreement and is sometimes referred to as personal contract hire (PCH).

Your personal car lease includes the hire of a car for the agreed number of months and mileage allowance. We take care of Vehicle Excise Duty (road tax) each year, but you have to make sure your car is comprehensively insured, and pay for the fuel you use.

For complete peace of mind, you can add our servicing and maintenance package. This means there's no need to worry about servicing, breakdowns, tyres or any other unexpected mechanical repair costs. Or, you can choose to service and maintain the car yourself.

Whatever your preference, you will enjoy the professional help and support you would expect from one of the UK’s leading leasing companies.

Every car is different. If your car is a factory order, this will take longer than a special offer vehicle that is immediately available. The expected delivery period will be displayed on our website and when your order is confirmed we’ll regularly update you about the delivery of your car.

Yes, but if you plan to use your car for business purposes, you’ll need extra business insurance and your employer’s permission. Your employer doesn’t have any influence over the car you choose, but they can stop you using the car for business purposes.

We can supply a car from any manufacturer available for sale in the UK and deliver it free of charge (UK mainland only) directly to you. If you can’t find the vehicle that you’re interested in on our website, get in touch and we’ll prepare a quotation.

No. You’ll need to arrange your own insurance cover. We require proof of a comprehensive insurance policy before we deliver your car. The individual taking out the personal lease agreement must be the main policy holder.

Check with your employer to find out if they’re part of our Affinity car plan. If they are, you’ll need to be over the age of 18 to secure finance. Anyone over the age of 18 is potentially eligible to hire a car from us.